IRA Accounts

A secure way to save for your retirement - no risk to the amount you have invested and a guaranteed rate of return on your investment. We offer fixed interest rate IRA certificates of deposit with terms ranging from 1 year to 7 years and variable interest rate IRA certificates of deposit with terms ranging from 1 year to 3 years.

Conventional IRA

If a customer meets the IRS criteria, the contribution made to this type of IRA is deductible for the year in which the contribution is made. The interest earned is tax deferred until the year it is withdrawn.

Roth IRA

This is a non-tax-deductible IRA with tax deferred earnings and tax-free distributions. This is the perfect account to grow your retirement safely and tax-free.

Education IRA

An excellent tool to save for future educational needs. This is a non-tax-deductible IRA with tax deferred earnings and tax-free distributions.